Insurance

Cover your Life and Possessions
We do not know when and where our life is going to take a turn in the coming days or years. The journey of life has many uncertainties, and the uncertainties include the good as well as the bad phases of our life, which can invade our peace anytime and anywhere. To keep things in right place and in right condition, we plan our futures, and insurance plans are part of it.

The Possible Risks in Our Life
Income worries
Medical contingencies
Risks to assets

Benefits of Insurance Plans
Besides serving as a valuable investment and tax savings means, insurance plans also provide a cover against uncertainties like death, accidents and financial losses etc.

Insurance Plans
Insurance plans have great importance in our life. Right from covering our life to accidents to property and financial loses, all are covered under various types of insurance plans. It is extremely important for every person to cover his/her life with insurance. For the people who are employed or the sole earners of the family, insurance plans cover the risks to their life. Insurance plans are very valuable in case of an untoward eventuality or risks, and save individuals/families/groups and organization from unfortunate uncertainties.

Having sufficient coverage against insurable risks is very essential for all. We need specialists with sufficient expertise to calculate the right levels of our risks.

At Pra, we give proper consultancy service and guide you to choose the best insurance cover for your life and assets. There are many insurance policies in the market, but the proper insurance plans can help you get wider coverage for the same amount of premiums or the same level of coverage for lesser premium. Therefore, you need proper insurance planning and proper consultants and financial guides to help you pick the best option for your insurance plans.

Pra Capital is a specialist in both life insurance planning and general insurance planning. Pra Capital can provide you the option your are looking for and at the same time, guide you to pick the best insurance plans that can plan and safeguard your future with correct coverage.

There are situations beyond your control. But Insurance can help you manage some of it. If you have an insurance cover, you live your life to the fullest without worrying about the monetary impacts of the uncertainties in you life. In simple words we can put it like this – “Insurance protects us from emergencies.”

   Basically these are the plans under life insurance :
- Endowment Plan
- Unit Linked Plan
- Whole Life Plan
- Term Plan
- Money Back Plan
- Pension Plan

Life insurance is unique among all other financial tools, the foundation of which is based on love and care for self and others in the family.

Besides taking care of personal and family’s financial needs, life insurance also builds the investors’ financial goals. If one has sufficient insurance, he/she might be able to use more of his/her assets to enjoy life after retirement from service.

Life Insurance Plans in India
Indian insurance sector is measured as a flourishing market. Today you will find several global insurance companies desiring to have a largest share in the insurance market. Even though there are many national and international insurance companies in India, the largest life insurance company in India is still owned by the government.

Who Can Buy
Anyone who has reached adulthood and is eligible to enter into a valid contract can insure himself/herself and those in whom he/she has insurable interest.

Insurance Policies can also be taken, subject to certain conditions, on the life of one's spouse or children. While covering proposals, certain factors such as the policyholder’s state of health, the proponent’s income and other related factors that the Corporation considers.

What Pra Capital Does?
At Pra Capital, we help you choose the best insurance plan. You will find insurance policies of both the government organization and private companies at Pra. We give you best consultancy service and guide you to pick the best one that suits your personal needs.

   Basically these are the plans under life insurance :
- Personal Accident Plan
- Health Insurance Plan
- Travel Insurance Plan
- Motor Insurance Plan
- Home Insurance Plan

General Insurance Plans
General Insurance Plans is a protection against unforeseen event. General Insurance Plans ensures protection against unexpected eventualities that include accidents, poor health, fire, theft, and more. It is dissimilar to life insurance and is not meant to offer returns. More or less, all the assets or possessions that have a monetary value in life and have a chance of getting lost, stolen or damaged, can be covered by General Insurance Plans policy.

Assets that are covered
- Property - both movable and immovable
- Vehicle
- Cash
- Household goods
- Health
- One's liability towards others

Under certain Acts of Parliament, some types of insurance like Motor Insurance and Public Liability Insurance have been made compulsory for all who possesses such assets.

Major insurance policies that are covered under General Insurance Plans are:
- Home Insurance
- Health Insurance
- Motor Insurance
- Travel Insurance
- Property Insurance

What Pra Capital Does?
At Pra Capital, we help you choose the best insurance plan. You will find insurance policies of both the government organization and private companies at Pra. We give you best consultancy service and guide you to pick the best one that suits your personal needs.